Critical Illness Claims
If the covid-19 pandemic has taught us anything, its that life can change at any given moment. Illness can strike unannounced and turn our world upside down. This is what critical illness insurance is intended to protect against. Insurance is a product that is intended to provide peace of mind. Usually, we purchase insurance with the hope that we never have to use it. Nobody is excited to file a claim with their critical illness insurance provider, but if the time comes, you want to be sure that your insurance company will respect the policy and compensate you accordingly.
Although a person’s life may be permanently changed, critical illness insurance benefits are intended to protect against excessive medical and rehabilitation expenses, as well as a loss of earning potential. Critical illness insurance will cover a wide spectrum of diseases and disabilities. The following are some of the most common illnesses that are covered by critical illness insurance:
• Heart attack
• Multiple Sclerosis
• Alzheimer’s Disease
If you have been denied the insurance benefits that you have paid premiums for, you should seek legal advice in order to determine if you have been improperly denied. Insurance companies will deny claims or attempt to reduce the amount of compensation by using complex language, ambiguous words, or by drawing out the process with the hopes that you withdraw your claim. When denial of a claim is combined with the stress of dealing with a life-altering illness, a person can lose hope and feel abandoned. We can help secure full and fair compensation for your critical illness claim and re-instill peace of mind.