Water/Mould Damage Claims

If your home or business has been damaged by flooding or mould, by the time you file an insurance claim you have already been adversely affected by the loss. If the damage is severe, you may require repairs immediately in order to protect against further damage or you may even require a complete replacement of the property. This type of security is the reason you purchased insurance in the first place, right? A quick review of your insurance policy will likely indicate language that frees the insurance company from liability under a wide variety of circumstances.They may also deny the claim by arguing that a portion of the damage was not caused by water or is independent of the flooding. However, just because there is ambiguous language that appears to favour the outcome of denial does not mean that you are out of luck. Our experienced lawyers are very familiar with insurance policies and the claims process and will fight to ensure that you are fairly