Long term Disability Claims

Insurance is a product that is intended to provide peace of mind. Usually, we purchase insurance  with the hope that we never have to use it. Nobody is excited to file a claim with their disability  insurance provider, but if the time comes, you want to be sure that your insurance company will  
respect the policy and compensate you accordingly. If you have Long-Term Disability (LTD)  insurance and are unable to work, then you might be eligible to receive a portion of your salary.  LTD insurance is typically provided by employers, but individuals can purchase protection as  well.  
LTD insurance can cover a wide spectrum of disabilities, ranging from back injuries to  psychological distress. If you have been denied the insurance benefits that you have paid  premiums for, you should seek legal advice in order to determine if you have been improperly  denied. Insurance companies will deny claims or attempt to reduce the amount of compensation  by using complex language, ambiguous words, or by drawing out the process with the hopes that  you withdraw your claim. When denial of a claim is combined with the stress of being unable to  work, a person can lose hope and feel abandoned. We can help secure full and fair compensation  for your disability and re-instill peace of mind.

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