Fire Loss Claims
Fire damage is destructive, permanent, and poses a constant threat to homeowners. When you purchase homeowner’s insurance or fire damage insurance, you expect to be protected against all fire damage. Unfortunately, insurance companies do not make it that easy. They will deny claims and attempt to reduce the amount of money that they pay out by using complex language and ambiguous words. In many cases, individuals are misled or shortchanged by their insurance company; we can help secure full and fair compensation for property damage in the event of a fire.
A quick review of your insurance policy will likely indicate language that frees the insurance company from liability if the fire was caused by arson or negligence of a third-party. They may also deny the claim by arguing that a portion of the damage was not caused by the fire itself. However, just because there is ambiguous language that appears to favour the outcome of denial does not mean that you are out of luck. Our experienced lawyers are very familiar with insurance policies and the claims process and will fight to ensure that you are fairly compensated for your loss.